NRI lady invester

hello everyone,

i am an NRI.
i have been working but had never invested but now i wish to start investing my money as well.
i am 30 years old and do not have any policies like life insurance, pension etc........i never thought of them earlier,was just earning and supporting my family

my target is to invest approx 20 thousand rs a month......but unfortunately i do not now even the basics of investments.
i was always busy with only my academics and job so never read about investments , stock market etc..............m here seeking help from u all to help me with investments.
plx tell me the best investment opportunities in india...........stcks, mutual funds...ULIP.real estate.FD are the names that i know but i do not know the details.


plzzzzzzzzzzzzz help me from the basics,how i should start etc

kind regards and thanks in advance

new.investor,

A warm Welcome to the Forum.It is desireable that you Learn the subject yourself as it is your money,alternatively depend on proffessionals like Mutual Fund (who has Fund Mgrs).Track the performance of MFs ,select one & start SIP of Rs 20 k.
Another way is select any true Blue chip & start SIP on that every month Rs 20 k & continue doing that for 24 months.

Asish

thankyou ashish,

to start with........... when i came to india recently,i bought two ULIP plans.
one is ICICI maximiser and another HDFC endowment.how are these ULIPS and what are the other good ULIPS

could you plz suggest some good MFs where i could invest

what is SIP......plz bear with me for my ignorance.

but yes,i have started working hard to gain more knowledge of investment world and would need some help from u all.


thanks in advance
regards

hi new.investor

Welcome to traderji.

SIP is an acronym for Systematic Investment Plan. There are a lot of mutual funds in India(or almost all) providing SIP's.Its better u read there offer documents carefully so that u can match ur investment requirements,before investing.

SIP is investing regularly with little but steady investment.

Before investing in any mutual fund first go for their
1.offer document.
2.fund fact sheet--to know about there performance and portfolio.
3.Know whether the funds objectives match yours or not.
4.Check whether its a good performer or not.
5.Does it have a good portfolio.
6.Does it have a diversified investor base
6.And know whether its expenses are within limits.

Bye.
Prasanth.

aashish,

i found abt SIP by google search........i think its a good idea..........but when i sarted looking for MFs i found that there are so many of them


could u plz sggest some good ones.

could u tell me something abt ULIP too

regards

hello prashanth,

thanks a tonne for the info.
its such a kind help.
i think ppl out here on this site are quite helpful...............it seems i am i india,away from india

anyways, could u suggest some MFs plzzzzzzzzzzzzz

i am also doing google search

how abt ULIP,i bought them and want to leave them for 10 years untouched,what say u.....how is this idea

regards

Apologise me reply to the post towards you ashish,

Newinvester,
You can check these things in various websites like moneycontrol.com etc.There are so much details for MF etc.

VJAY

hi prasanth,

i did post another reply to thanku , wonder why it is not showing......since i am new to the formats of this site,maybe i mad some mistake.

anyways,thanks a lot for the useful info.

could u plz suggest some good MFs ................ also of high,low and medium risks , which one is the best plan to invest.in high risk , is the money too much at risk.

hmm the ULIPs that i bought, i am planning to leave them untouched for 10 years, is it a good idea in that case to buy ULIP

also, as far as investmensts ae considered, i also wish to do some one time paymnt in any plan....i want to buy few such plans so that i am not boered to put money again next month and i am not bothered..........reliance has some ULIP plans for one ime payment...how are they.

plz help and suggest

regards

thankyou Vijay,

i have just opened the sites suggested by u.....feel they are useful.

hmmm but since i am new to the world of investment,i am gettin confused with some terms,will keep bothering u all with the doubts,hope u all will help

regards

You can ask any doubts in trading in this forum.If I able to clear your querry I can.If not so many knowledgable people here to give help to newbies.I am also an newbie but a lot knowledge I got from this forum.
VJAY