Yes "term insurance" covers unnatural death but only in case of accident.
Term insurance is a type of life insurance policy that provides coverage for a certain period of time. The nominee receives the amount in case of death (Accident & Sickness), during the period the policy is active. Term insurance is less expensive when compared to permanent life insurance.
Future Generali has
term life insurance policy for Individuals which is known as ‘Smart Life’ and for Family called as ‘Care Plus’. I hope this was of some help.