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Best Term Insurance in India

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  #1  
Old 18th June 2010, 08:46 PM
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Default Best Term Insurance in India

Which is best term insurance policy in India. I have gone thru LIC Amulya jeevan, MetLife Suraksha plus, ICICI pure Protect etc. Which is best one in terms of premium and claims settlement.

Does they charge extra premium for occasional smokers? Please help


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Old 2nd August 2010, 06:20 PM
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Default Re: Best Term Insurance in India

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Originally Posted by idealprofile View Post
Which is best term insurance policy in India. I have gone thru LIC Amulya jeevan, MetLife Suraksha plus, ICICI pure Protect etc. Which is best one in terms of premium and claims settlement.

Does they charge extra premium for occasional smokers? Please help
There are lots of insurance policy which have the benefit of two like, INGlife ULIP plans combines protection plans with retirement plans, so before a final decision have a look at the INGlife ULIP plans
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Old 3rd August 2010, 12:43 AM
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Default Re: Best Term Insurance in India

Ideal profile,

Exactly wat is ur need and y do u want a term policy if u don't mind telling y do u want a term plan wat is ur age and wat is ur requirement for e.g. how much cover do u need and ur profession will help u to solve ur querry as per your needs. R u looking for pure insurance or both insurance and investment.
Hope to hear from u soon
regards
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Old 3rd August 2010, 07:18 AM
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Default Re: Best Term Insurance in India

I am looking for pure term insurance only. 34 yr old.
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Old 3rd August 2010, 08:23 AM
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Default Re: Best Term Insurance in India

Quote:
Originally Posted by idealprofile View Post
Which is best term insurance policy in India. I have gone thru LIC Amulya jeevan, MetLife Suraksha plus, ICICI pure Protect etc. Which is best one in terms of premium and claims settlement.

Does they charge extra premium for occasional smokers? Please help
Amulya jeevan... if u plan to insure for 25L or more.
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Old 3rd August 2010, 10:54 PM
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Default Re: Best Term Insurance in India

do add my yahoo id i will send u the presentation of pure term plan with lowest premium and max cover
hope to hear soon SILENTWAVESOFOCEAN AT YAHOO DOT COM

Last edited by mfadhd; 3rd August 2010 at 11:09 PM.
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Old 18th February 2011, 09:53 PM
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Default Re: Best Term Insurance in India

Life Insurance(Term)
Compare Life Insurance policies of all the leading Insurance Company in India. Deals shown below are of Term Insurance plans for a 30 year old male with coverage amount of Rs 10 Lakhs, and policy tenure of 20 years.
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Old 28th February 2011, 11:40 AM
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Default Re: Best Term Insurance in India

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Originally Posted by jerryjezza View Post
Life Insurance(Term)
Compare Life Insurance policies of all the leading Insurance Company in India. Deals shown below are of Term Insurance plans for a 30 year old male with coverage amount of Rs 10 Lakhs, and policy tenure of 20 years.
Hi,

I just saw iProtect advertisment. They are willing to give a coverage as high as Rs. 1, 00, 00, 00 for a premium of just Rs. 9, 900 per annum for a 30 years old, the policy being 25 years. I think this is an amazing offer!

Regards,
Ajay
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Old 3rd March 2011, 09:27 AM
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Default Re: Best Term Insurance in India

A life insurance policy will protect your family against financial risk to the extent the life is covered/ sum assured of the life insurance policy in case of death of the life insured. Thus a life insurance policy is always meant for your family and not for you.This is quite a sophisticated process and you should take professional help to know how much sum assured you need.I have heared about the term Insurance plans for a 30 year old male with coverage amount of Rs 10 Lakhs, and policy tenure of 20 years.This is the best offer.


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Old 10th March 2011, 01:04 PM
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Default Re: Best Term Insurance in India

Sir, in case you are going for term insurance, as you said LIC Amulya Jeevan is there. What I would suggest is that you can try taking Jeevan Mitra which has double/triple cover. The reason why I am suggesting is that on maturity the policy holder has the benefit of getting a good maturity amount and at the same time, in case something happens to the policy holder during the premium paying period, the nominee gets double/triple cover. In case of term insurance, the policy holder does not get anything on maturity.

There is also another product called Jeevan Anand, which gives the policy holder lifelong coverage even after the maturity period.

In case you require any clarifications, you can contact me. I will be happy to assist you.


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Originally Posted by idealprofile View Post
Which is best term insurance policy in India. I have gone thru LIC Amulya jeevan, MetLife Suraksha plus, ICICI pure Protect etc. Which is best one in terms of premium and claims settlement.

Does they charge extra premium for occasional smokers? Please help

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