which term policy is the best

iam 30 years old .which term policy is best for me .suggest policy which has quatrly/monthly premium option .

I suggest you to take yearly mode.

You have picked very good plan. I always suggest people to take term plan rather than ULIP and traditional plans. The main purpose of taking insurance is protection. This will be done by taking term plan.

You better call every insurer and get a quotation. Go for best premium.

I think there are sites in which you can compare the plans. One of the sites is apnainusrance.com

^ I missed this in my previous post...

Most of the insurer got online premium calculator. You can try 'em...

Not sure but LIC's Amulya Jeevan must be the best... have a look at there site. Agree 1000% with NAC that if our purpose is Insurence choose only Term Plans and Invest the amount you thus save in Premiums in some other high yielding instruments like PPF. You will have saving as well as Risk coverage.

ULIP plans may be better. Some ULIP plans have insurance , child education & pension plans combined , they may be better option.

IMO, its not the right time to invest in ULIP plans, let the market correct 15 to 20% and you could get time to enter then.. If you do now, the NAV's tend to drop heavily, and it takes a huge beating on our investments made.

hi,

Aegon religare i-term plan is good. Low premium and there are doing good in the claim settlements.The i-term plan is available online only.

any time only LIC termpolicy is the best

Why don't you try the new Future Generali ULIP plan called Select Insurance Plan?.. Its has reasonably low premium rates i.e a minimum of Rs 18000 yearly or Rs 9000 half yearly. Here you can choose five funds in which you can invest your premium and also switch funds when u think it will be more profitable to invest in another kind of fund. There are more features to make your plan super flexible.. Go check it out!