Where to invest

sify_verma@yahoo.co.im · #1 29th January 2008, 03:23 PM

Hi Friends,

Apart from my regular expenses i save around 2k-3k every month.sometime at the end of the month i would nt be having any money for saving.I am looking for a insurance policy/Mutual fund/Bank deposit or any other scheme where I should not be trapped with a monthly investment.lets say if this month i hav 4k i'll put and if next 2 month i dnt have hence i wont.

Along with this my other intention is sheme should fall in 80C or 80D where i could save the tax and lock in period should not be more than 2 yr and so or else there should not be any lock in period.

Please suggest is ther any scheme which suits my investment strategy.

Thanks.

Saand-Bhaaloo · #2 6th February 2008, 12:07 AM

Quote:

Originally Posted by sify_verma@*****.co.im

Hi Friends,

Apart from my regular expenses i save around 2k-3k every month.sometime at the end of the month i would nt be having any money for saving.I am looking for a insurance policy/Mutual fund/Bank deposit or any other scheme where I should not be trapped with a monthly investment.lets say if this month i hav 4k i'll put and if next 2 month i dnt have hence i wont.

I guess what you need is a top up scheme where in you can top up amount depending on availability of funds, browse through a couple of them and you'll have better insight then

Quote:

Along with this my other intention is sheme should fall in 80C or 80D where i could save the tax and lock in period should not be more than 2 yr and so or else there should not be any lock in period.

The minimum lockin period is 3 yrs under sec. 80C for ELSS and some ULIPs too.

SB
Gentle Warning: Please avoid making threads for personal queries rather take initiative and start a comprehensive queries thread in a section if not already found one.

beginner_av · #3 11th February 2008, 08:08 PM

i came to this post as i thought it was a general question. well the best place to invest now is wine shops and nursing homes. 45% of traders (including the ones who switch between investor/trader skins) will drown in sorrow, 45% will go for cardiac/neurological check ups!

beginner_av · #4 11th February 2008, 08:13 PM

on a serious note, what do you expect? people to advise you on your half baked queries? how much do you earn? do you have dependents? insurance? own house/rented house? savings till date? asset allocation of savings? superannuation benefits? employment guarantee? married/unmarried? risk profile? financial goals? the list goes on. without these how can anyone answer?

Saint · #5 11th February 2008, 08:27 PM

Quote:

Originally Posted by beginner_av

i came to this post as i thought it was a general question. well the best place to invest now is wine shops and nursing homes. 45% of traders (including the ones who switch between investor/trader skins) will drown in sorrow, 45% will go for cardiac/neurological check ups!

lol

.....Good to have you back in action,my friend.

Saint

beginner_av · #6 12th February 2008, 12:50 AM

Quote:

Originally Posted by Saint

lol

.....Good to have you back in action,my friend.

Saint

thank you Sir!

visakk · #7 12th February 2008, 02:26 AM

Hoping that people would buy liquor because of depression, I bought Empee Distilliries, but even liquor stocks going down.

If I want to shelter in Hospitals stocks, those WockHard people backed out.

So what else options can we exercise.. Oooops sorry to use that word "OPTIONS" I really do not mean that options

It seems cash is the best way for now.

beginner_av · #8 12th February 2008, 11:16 PM

you made the same mistake as fundamental analysts do. correlate earnings/cash flow with immediate stock price, and then somehow try to justify it. open a shop and reap the benefits irrespective of the stock price.

PS it is not the FAs fault. it is the behavioral aspect of us!

suba_stocks · #9 13th February 2008, 08:11 PM

Quote:

Originally Posted by visakk

Hoping that people would buy liquor because of depression, I bought Empee Distilliries, but even liquor stocks going down
If I want to shelter in Hospitals stocks, those WockHard people backed out.

So what else options can we exercise.. Oooops sorry to use that word "OPTIONS" I really do not mean that options

It seems cash is the best way for now.

...you really made me laugh with your words.

don't worry, go after v-guard ...it is good established company...i am pretty sure listing will be good.

regards
suba