UPI - Unified Payment Interface - Experiences, opinions, advice etc.

Rish

Rish

Well-Known Member
#12
#12
timepass said:
Please post your experiences with the UPI. Looks like it's going to be the next big thing and everyone will be using it to some extent. I don't have a smartphone so will welcome any experiences with UPI using smartphone.

I just saw an ad on TV saying that you can use UPI even if your phone does not have internet; and decided to give it a try.

  1. Dialled *99#.
  2. Got a message asking me to input 3 characters to identify the bank name.
  3. Replied with "UBI".
  4. It sent back another SMS giving out a menu of services (1. Balance check, 2. make payment etc..etc..).
  5. Replied with 1 (balance check). Got a reply saying "Phone number is not registered". Surprised, because my phone no. is registered in the bank. Will check with the bank about it.
  6. Tried again using "CBI" (central bank).
  7. Got a message saying "External service is down".

Ok. First time. The application recognizes the bank name, has some issues further on. Will improve in due time, just as with the railway enquiries message.

Please post your experiences.
Click to expand...
I have tried with SBI in the afternoon....got message

"Please complete NUUP registration process"......:confused::confused::confused::confused:
 
travi

travi

Well-Known Member
#18
#18
Rish said:
ussd ......................
Click to expand...
ITs not specific separate app, your bank's mobile banking app will have new section/tab/icon marker "UPI".

Which bank is ur a/c in ?
Mobile banking is activated ?
 
vijkris

vijkris

Learner and Follower
#19
#19
Rish said:
ussd ......................
Click to expand...
travi said:
ITs not specific separate app, your bank's mobile banking app will have new section/tab/icon marker "UPI".

Which bank is ur a/c in ?
Mobile banking is activated ?
Click to expand...
Yes, for SBI , NUUP not registered is coming for me as well.
Even though Mob no. is registered, we have to re register it at ATM/branch/net banking.
go to http://freedom.onlinesbi.com/

There they have listed the one time process for each of the methods.
MMID and MPin has to be created.
If you have net banking enabled then it can be done from home as well.
 
timepass

timepass

Moderator
#20
#20
Visited the bank and explained the problem. They checked and said that my mobile was already in their system. They updated it and said "Check it now". Didn't work. Still got the same message.

Got 2 SMS from the bank. 1 gave me my MPIN, 2 asked me to download GPRS app :(

Don't know what to do.. will write to the customer care.
Rish said:
I have tried with SBI in the afternoon....got message

"Please complete NUUP registration process"......:confused::confused::confused::confused:
Click to expand...
What is NUUP registration ??
travi said:
And best part of UPI, it costs 50 paise.
They were knocking 2.5-2.75 for IMPS under 10k.
Click to expand...
What is 50 paisa cost ?? Per transaction ??
vijkris said:
Yes, for SBI , NUUP not registered is coming for me as well.
Even though Mob no. is registered, we have to re register it at ATM/branch/net banking.
go to http://freedom.onlinesbi.com/

There they have listed the one time process for each of the methods.
MMID and MPin has to be created.
If you have net banking enabled then it can be done from home as well.
Click to expand...
Thanks. Will try it again. At present getting error "External Application Down" error.

Funny thing : The employees at the Bank are totally flummoxed by the old "buttonwala" phone. No one is really sure how to work it :D :D
 
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