Sbi atm card fraud

today my father got a phone call and the other person told him that he was from SBI and needed ATM card details for verification etc . Father gave him all the details :annoyed: despite having doubts, then he got suspicious and locked his saving account by visiting local branch but they told him still money can be taken out by online shoping so ATM card has to be locked also by calling SBI customer care number. then this was done also. this phoner basstard [from (MP circle , Airtel) I verified this from some net softwares ] telephoned 2-3 times in succesion , it appears he may heard some digits wrong, so he wanted again those digits, lookslike he is not successful in taking out money.
now I want to understand this modus operandi. as SBI officials said he cant take cash but online shopping fraud can be done. whats your views about it , what you people know ? kindly write in detail.

max withdrawal limit per day is 40000 rs in ATM cum debit card and max limit for online shopping is 50000 , total limit per day is 90000 . so max 90k per day risk was there

I had earlier read that there was some loopholes in the SBI ATM cards, and that they could be cloned. Do not know much more...

Google gives this old article of 2010 when searching for 'SBI ATM card cloning': http://www.indianexpress.com/news/atm-card-fraud-still-stalks-sbi-clients/664250/

online shopping not likely.

debit card must be either VISA or mstercard.

if its VISA - you need to enter Verified by VISA code for authorizing all online transactions. Iam sure master card too must have this second level of authentication.

Swipe transaction:
and recently i heard that ATM PIN is compulsory for all POS (point of sale)/swipe transactions at merchant locations.

i know who is that guy

TR??????:lol:

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simple thing is change the ATM PIN....enable security sms for every online transaction (if internet banking is not enabled it could not be done).........

Never give out Card no/exp date/cvv/Pin info to ANY ONE. even if it is your father/uncle/mother/daughter/son...etc. also banks will never ask for your card details. This is obviously a scam.

This is a problem in swiping cards in restaurants also. get a credit card/debit card with PIN ALWAYS.

if your relatives need a card . get them a account with card.

Anyone can use your card online, if he has Card no/Exp Date/CVV.

internet banking is not enabled , and may be they will issue a new atm card now.