Brain of Indian

#1
IT IS NOT A STORY BUT A TRUE INCIDENT THAT HAPPENED IN AMERICA. An Indian man walks into a bank in New York City and asks for the loan officer. He tells the loan officer that he is going to India on business for two weeks and needs to borrow $5,000. The bank officer tells him that the bank will need some form of security for the loan, so the Indian man hands over the keys to a new Ferrari parked on the street in front of the bank. He produces the title and everything checks out. The loan officer agrees to accept the car as collateral for the loan.
The bank's
president and its officers all enjoy a good laugh at the Indian for using a $250,000 Ferrari as collateral against a $5,000 loan. An employee of the bank then drives the Ferrari into the bank's underground garage and parks it there.
Two weeks later, the Indian returns, repays the $5,000 and the interest, which comes to $15.41.The loan officer says, "Sir, we are very happy to have had your business, and this transaction has worked out very nicely, but we are a little puzzled. While you were away, we checked you out and found that you are a multi millionaire. What puzzles us is, why would you bother to borrow "$5,000"
The Indian replies: "Where else in New York City can I park my car for two weeks for only $15.41 and expect it to be there when I return'"

Ah, the mind of the Indian...

This is why India is shining.
 
#2
IT IS NOT A STORY BUT A TRUE INCIDENT THAT HAPPENED IN AMERICA. An Indian man walks into a bank in New York City and asks for the loan officer. He tells the loan officer that he is going to India on business for two weeks and needs to borrow $5,000. The bank officer tells him that the bank will need some form of security for the loan, so the Indian man hands over the keys to a new Ferrari parked on the street in front of the bank. He produces the title and everything checks out. The loan officer agrees to accept the car as collateral for the loan.
The bank's
president and its officers all enjoy a good laugh at the Indian for using a $250,000 Ferrari as collateral against a $5,000 loan. An employee of the bank then drives the Ferrari into the bank's underground garage and parks it there.
Two weeks later, the Indian returns, repays the $5,000 and the interest, which comes to $15.41.The loan officer says, "Sir, we are very happy to have had your business, and this transaction has worked out very nicely, but we are a little puzzled. While you were away, we checked you out and found that you are a multi millionaire. What puzzles us is, why would you bother to borrow "$5,000"
The Indian replies: "Where else in New York City can I park my car for two weeks for only $15.41 and expect it to be there when I return'"

Ah, the mind of the Indian...

This is why India is shining.
who ever has written this story would have had no idea how the loans are forwarded in the US. must be some indian money lender in india. the bank will only keep the title and not the car. if he does not pay within the stipulated time, they will reposses the car.

this story does shed some light on indian mentality(don't flame, me also indian), indian's don't want to pay for parking, don't want to print because they think waste of stationery, penny wise and pound foolish. boasting our morale by creating penny wise stories.

is it not time we take inspiration of people who through hard work and perseverance have attained great heights, instead of boasting how someone has saved 100 bucks on parking .
 
#3
this story does shed some light on indian mentality(don't flame, me also indian), indian's don't want to pay for parking, don't want to print because they think waste of stationery, penny wise and pound foolish. boasting our morale by creating penny wise stories.
.
And also don't want to pay the consultants. :(
 
#4
who ever has written this story would have had no idea how the loans are forwarded in the US. must be some indian money lender in india. the bank will only keep the title and not the car. if he does not pay within the stipulated time, they will reposses the car.

this story does shed some light on indian mentality(don't flame, me also indian), indian's don't want to pay for parking, don't want to print because they think waste of stationery, penny wise and pound foolish. boasting our morale by creating penny wise stories.

is it not time we take inspiration of people who through hard work and perseverance have attained great heights, instead of boasting how someone has saved 100 bucks on parking .
this story was e-mailed to me today and just thought of posting it in the chit-chat board.If i want to post on great men then i would have done it on words of wisdom.
iam ex-operations manager icici bank,retail loans and i know how loan process works and why on earth do we critically acclaim everything instead of taking things on the face of it.
Iam sorry,if i have offended anyone but i feel sorry for wasting my time in this section.
 
#5
Many versions of the same joke,the Indian bit may have been an add over time.No idea abt these things...............but worth a laugh nevertheless.:D:D

Thanks,Rajaram ....always a pleasure to see the lighter side of Life and have a good laugh,after hours of slogging it out.

Saint
 
#6
Many versions of the same joke,the Indian bit may have been an add over time.No idea abt these things...............but worth a laugh nevertheless.:D:D

Thanks,Rajaram ....always a pleasure to see the lighter side of Life and have a good laugh,after hours of slogging it out.

Saint
thanks saint...
 

milind857

Active Member
#7
Nice story........

let's enjoy the humour & forget the rest............

thanks,
Milind
 
U

uasish

Guest
#9
Reader's Digest used to Sell 'Collections' some 20 yrs back.In one of those "Greatest Con Stories Of the World" (All true stories) ,read few Indian's featured amongst the Top 10 around the World.
 

Similar threads