Buffet way of investing in indian market

Our aim is to identifying a good business managed by good people, paying the Right Price for the stock and having the patience to hold on to such investments for a period of time.

HDFC BANK IS A CHERRY PICK
GOOD SHARE

SWOT analysis of HDFC BANK'S latest Quarterly result

STRENGTH

HDFC BANK Q1 FY-16 Profit after tax is 26.9bn up 20.7%
Net Interest Income(NII) UP 23% Y-OY on above average loan growth.
Superior NIM(Net interest margin) of 4.3%
Core fee income spurred revenue momentum
CASA(Current account saving account) spurt continued to be on track (up 20%y-o-y)
Gross non-perfoming loans-0.96,Net non-performing loans-0.26 well below risk zone during this qrt.
Healthy outstanding flouting provision (over15bn) and robust coverage ratio of >70% lends comfort.


WEAKNESS

Operating expense continued to surge with 26% y-o-y growth inturn restricting core profitability


OPPORTUNITY

The bank's best -in class liabilities franchise, marginal stress baggage & growth ammunition place it in a sweet spot to capitalize on waning competition & emerging opportunities .
Rural/semi-urban branches &productivity improvement due to digital focus will ensure that HDFC bank maintain- above industry earning growth, which in turn will sustain superior return ratios.

THREAT
_

Since we find strength & opportunity out weight weakness & threat we place HDFC bank in
GOOD SHARE category

GOOD PRICE


According to our valuation method HDFC bank at current price level of 1088 is under-valued for its 3-5 years earning growth

GOOD TIME

We expect a favorable monetary action in next Quarter , we maintaing BUY for HDFC bank @ current level
for more information see www.timingbirb.blogspot.in

Great!! May the investing tribe increase. BTW, will you in any way be posting your analysis? It would be of help to long term investor. Am not a value investor myself, but just curious to know if this thread can get investors together for their common good.

Good luck.

Axis bank has even stronger historical fundamentals but its CMP isn't discounted enough from intrinsic value to be worth a long term buy.

And how did you evaluate that?

@Einstein, I sent you a PM regarding Axis bank's fundamental performance.