Need Help From U Guys

First of all my hi to all of you

I am 23years old and lone child of my father who expired in jan 2010
I want to know from u guys that he left few shares for me n my mom which are like this

MMTC
Reliance Industries
DCB
Great Offshore
Rcom
Bhel
Educomp
Gail
all these are 130 each reason might be his interest in 13 but most of them are bought 5-10 years ago
and last stock he had is Indusind bank 1300
I know nothin about mkt and dont want to know too as my interest is in painting .we have a factory too with which we can survive easily and pay loan instalment of loan 35lac want to know from u guys that should i exit from all stock and pay loan or let them where they are as in CNBC people daily say mkt can go down to hell????
views pls

Young Lady,

Let Me Attempt To Make This A No Brainer... Considering You Have No Interest In The Stock Market

MMTC - Hold For Long Term & You Gift It To Your Children (Just As Your Dad Gifted Them To You & Your Mom)

RELIANCE INDUSTRIES - (Same Comment As MMTC)

DCB - SELL It Whenever You Get The Time... Even Tomorrow Would Be Fine

GREAT OFFSHORE - Sell It In November 2012

RCOM - SELL It February 2011

BHEL - (Same Comment As MMTC)

EDUCOMP - Sell It August 2012

GAIL - (Same Comment As MMTC)

INDUSIND BANK - (Same Comment As MMTC)


Please Go Ahead & Sell All Of Them, If There Is Any Financial Pressure Of Paying Back The Loan.

Otherwise, Initial Comment Given Against MMTC Which Applies To Few More Of Your Holdings Has Been Given A Serious Thought To Give You Excellent Returns For As Long As Hold Them.

All The Best In Life

'Always Have A Dream'

SavantGarde

One of the virtues that a common investor should possess is patience. Do not act in haste.

One of the reasons that you received such a gift from your father as he only bought and then forgot to listen to what CNBC has to say about the prospect of those shares. Trying to time the market, i.e. to buy when price is low and sell when price is high is infinitely more difficult than it appears. this is a forum mainly for traders, people who make a living out of buying and selling stocks.

You need to know if you will be able to service the loan with the income that your family now has. If yes then you can take either of the two options below: just keep the shares as it is, forget that you have them, and let them grow. or sell every thing and put the money in 2- 4 mutual funds, choose from the top few conservative equity funds. I would have chosen the second option.

However, If you need the money to pay off the loan or for something else, go ahead and sell.
Do not put too much importance to what CNBC says. if Udayan and company got all their predictions right they would have quit they job and sailing on their personal yacht.

Watch Discovery instead.

Thnx I dont have any problem in paying loans as we have a factory managed but good staff an I have interest in Painting and spend most of time in that
Many friends and relatives suggesting me sell stock pay loan first so interest is income stay away from mkt
Mr savantyou seem to know more about mkt thnx for ur views but I am in view that as long as company paying its loan no need to sell want all these except loan for my mom so after my marriege she has everything she want

Just one more question my hather had centurian bank of punjab in certificate form how to dispose them off????
My broker is India bulls and they say that company merge with some other company so can not b demat but are ready to provide me a buyer in as it is condition I feel some Foul play in it any advice pls????

First May God Rest your Dad in Heaven,
Our ultimate exit from this world is unevitable and the Almighty is Big Trader for our lives and he only knows the Exit Entry points to this world ,
Even though we do make support, stop losss as your dad did left some asset for your support. Again we are just care taker of the Assets on the Earth its upto us how to utilize them how to appreciate but ultimate fact remains we are just care taker yest your dad took care of the weath today its your turn and tommarrow you will give that to the next generation who will take care. Only wealth what we enjoy is the Emotional WEalth and we make all attempts in our life time to maximize it and your priority in interst in painting makes that perfect.. then comes the material wealth and I believe advice from Savant Gadre is always ultimate

Fortunately or Unfortunately our Emotional Wealth is connected to the Material wealth which are our assets and like your emotional wealth goes up with paiting This forum is full of crazy guys who get charged up with the Stock markets.

Your watching of CNBC and login to this forum suggest you have some awareness which can develope interest and if you feel u wanna be connected u can continue your journey to the equity market and manage your investments.

But if your not interested to track ur investment then go for equity diversified funds for 10-15 years ..

Hi SG, Well thanks for devoting time to help others.. as usual...
Just curious, about the EXIT dates mentioned by against a few scripts... do elaborate whenevr there is time. Have learnt a lot fromyour posts on various aspects.. now this one was something New!!!
Best regards.

Hi RKKarnani,

Keeping In Mind This Young Lady's Query.... Where She Had Defined Her Area Of Interests & Non-Interests....Had To Offer Solution That Would Keep Her Interaction With Stock Market & Stocks She Possessed To Bare Minimum At The Same Time Taking Away The Headache Of Any Thought Process On Her Part & Having To Consult Too Many People Especially In A Field Where She Has No Interest At All....

.... But Didn't Want Her To Lose Out On The Appreciation Some Of Her Holdings With Minimum Tracking/Attention Of The Same...

It Was All The Above Reasons That Made Me Look Into 'Time Cycle Forecasting' That I Had Worked On At Some Time In The Past, When I Wanted To Know Everything About The Markets....

Happy & Safer Investing

SavantGarde

Sir,

Have you ever worked on volume spread analysis, or any other study that relies heavily on volumes?

Young Lady,

Please Bear With Me.... Will Reply To This In The Night Sometime.... & It Shall Be There For You To Pour Over In The Morning.

'Always Have A Dream'

SavantGarde

I think u guys are tthinking my coming to traderji as my hard work but I just googled Any site for newcomers in stock market and they gave many name including Traderji
Posted earlier too that I am in no need of money and just want to create something for my mom so she didnot cry that i dont had a son
Savant ji awaiting ur reply on second query on CBOP thnx in advance