Portfolio Review

[milind]

Hi, i recently started investing in SIP in the month of august 2009. I was currenclty investing in equity diversified funds with the below breakup:
HDFC Top 200 Fund (G) -> (Amount 7000/- Per Month)
Reliance Growth Fund (G)-> (Amount 6000/- Per Month)
DSP BR TIGER Fund (G) ->(Amount 6000/- Per Month)
FIPP Fund (G) ->(Amount 6000/- Per Month)

I am looking to invest long terms ie 3-5 years and more. Do you think the followings funds are good for long term returns? Please do advice.

thanks

Pulkit

HDFC 200 and Reliance Growth - good.
TIGER - not sure. I think infrastructure sector got overhyped couple of years ago. I would replace with another diversified fund and let fund manager have freedom (HDFC equity or DSPBR equity or Rel Regular Savings Equity)
FIPP - Don't know anything about it

 

[milind]

hi guys, i have given my portfolio below, please review n let me know your comments and suggestions..

1. ICICI Pru dynamic plan growth option
2. ICICI Pru guilt IP - growth
3. ICICI Pru growth
4. ICICI Pru infrastructure
5. Reliance RSF Equity - Growth

Looks like you are fan of ICICI Pru!

 

[milind]

Re: HDFC AMC PMS Real Estate Fund

Hi apprentice I live in UK (London) and interested in the Fund but can't find any information on how to invest, if you happen to follow the thread and read this message I would be interested in speaking with you, this forum does not seem to allow Private Messages :annoyed:, my email is pateketu AT gmail.com

You are not supposed to give out your email address either - as per the forum rules

I think all those real estate funds that came about couple of years ago - I had heard about those from HDFC, Kotak, Piramal - were sold not openly to public, but through the investment advisors to their clients. And they were closed end funds. You can try calling HDFC's investment folks to inquire. There isn't any open ended real estate fund, or an ETF in India.

-- Milind

 

[gabbar.singh]

My portfolio as of today looks as follows:

DSPBR Equity-G 21.21
Fidelity Equity-G 8.14
Franklin India Opportunities-G 17.84
HDFC Equity-G 25.31
HDFC HI Short-term-G 7.87
HDFC Prudence-G 8.63
HDFC Top 200-G 8.38
Reliance Vision-G 2.62

The numbers are the percentage. What modifications/changes/addition/alteration would you suggest?

I notice FI Opportunities and Reliance Vision are not doing well. What can I do with them?

I would like to move HDFC HI Short-term to an equity fund. What fund should it be? My target is to invest and then forget for next 10 years.

 

[mainframemouli]

I am chandra , aged 29 , I have invested in following funds through SIP

Reliance diversified power sector - Growth - 1000/Month - 3 years
Sundaram paribas Tax saver - 1000/Month - 3 years
HDFC Top 200 - Growth - 1000/Month - 3 years
Reliance Regular savings Equity Growth - 1000/Month - 2 Years
ICICI prudential infra growth - 1000/Month - 1 Year
DSPBR Top 100 Equity Growth - 1000/Month - 2 Years

I have LIC Jeevan anand Quartely - 5,500 for last 5 years and will mature after 20 years
(The LIC policy I took long back when I don't have enough knowledge about mutual funds and all)

And have Postal savings of monthly 500 for another 15 years.(last 2 years I am doing this).

I have one kid who is of age 1 and a wife , I am a lone earner for the family with monthly income of
35,000 per/month and plan to buy a house of around 25 Lakh in a year.
So will have EMI of 14,000 (atleast)

The money which I am investing should help my daughters marriage and studies.

Please let me know if my portfolio looks ok or requires some alteration

 

[Saurabh.Sau]

Is this portfolio O.K.

Hi,

I am new to the investment. Therefore i need your assisstance in the investment. Following are my choice. please suggest should i go ahead with that. I can take risk in investment. I have to invest 30k.

1. Magnum Contra (G) -------------------------10K
2. Sundaram BNP Paribas S.M.I.L.E. Reg (G)-----10K
3. Reliance Regular Saving Fund Equity (G)------10K

Do i need to make any chnage in the above portfolio?

Your assistance is highly solocited.
Thanks.

 

[hrishig]

I am chandra , aged 29 , I have invested in following funds through SIP

Reliance diversified power sector - Growth - 1000/Month - 3 years
Sundaram paribas Tax saver - 1000/Month - 3 years
HDFC Top 200 - Growth - 1000/Month - 3 years
Reliance Regular savings Equity Growth - 1000/Month - 2 Years
ICICI prudential infra growth - 1000/Month - 1 Year
DSPBR Top 100 Equity Growth - 1000/Month - 2 Years

I have LIC Jeevan anand Quartely - 5,500 for last 5 years and will mature after 20 years
(The LIC policy I took long back when I don't have enough knowledge about mutual funds and all)

And have Postal savings of monthly 500 for another 15 years.(last 2 years I am doing this).

I have one kid who is of age 1 and a wife , I am a lone earner for the family with monthly income of
35,000 per/month and plan to buy a house of around 25 Lakh in a year.
So will have EMI of 14,000 (atleast)

The money which I am investing should help my daughters marriage and studies.

Please let me know if my portfolio looks ok or requires some alteration

Go to moneytoday site and send them your profile, they can help you better

 

[life2007]

Hello!

Before I write anything, I wish to thank many experts here including Vicky, MrIndia and others for helping me build a fruitful portfolio of my choice in 2008. Now it is time to review and hope I will receive some good advice from members of this forum.

Should I keep the following portfolio unchanged or there are funds who have become underperformers. If so, kindly suggest one to two large cap Core funds.

1) DSP Equity = I think this can be left unchanged. Consistent performer
2) HDFC Prudence = Again, I consider this as best bet in balanced funds
3) Magnum Contra = Not sure about this if it has lost its charm. But though it
falls, I noticed it has ability to bounce back too very
soon. Please advise.
4) DSP Tiger = Again, I guess like Contra, it has lost its charm. Please
advise.
5) SBI Tax Gain = It has become too bulky to give desired returns. Hence
decided not to invest in this for this year. If not, Birla 96
is a good option ? Please advise.
6) Sundaram Tax = Again not peforming so well this year. But I thought I
would still retain it as one of my two ELSS funds.


If there is going to be one or two replacement from the above, Please do suggest couple of good funds. One fund "Reliance Regular Savings" is under my eye, is it a good fund?.

I am looking for capital appreciation at this point of time.

Thanks in advance

Regards

Jeet

 

[mrindia]

1) DSP Equity = I think this can be left unchanged. Consistent performer

Good one. May be retained.

2) HDFC Prudence = Again, I consider this as best bet in balanced funds

As far as debt investments are concerned, I feel one may concentrate separately on equity & debt allocation.
Your pure debt funds alongwith bank FDs, PPF, PO schemes etc should take care of debt-component of the total investments. For equity part- Stocks, ELSS, Equity MFs should take a space. So there wont be need to blend them as in Balanced fund.

3) Magnum Contra = Not sure about this if it has lost its charm. But though it falls, I noticed it has ability to bounce back too very soon. Please advise.

Good bet!

4) DSP Tiger= Again, I guess like Contra, it has lost its charm. Please advise.

Thematic one; that too lost charm. Stop further exposure.

5) SBI Tax Gain = It has become too bulky to give desired returns. Hence decided not to invest in this for this year. If not, Birla 96
is a good option ? Please advise.
6) Sundaram Tax = Again not peforming so well this year. But I thought I
would still retain it as one of my two ELSS funds.

Only one ELSS advised. Sundaram is nice one.

As u pointed, Rel Reg Sav is also behaving as consistant player, one may add it in portfoilo. But a good large cap is still needed.
My sugession is:
1) HDFC Top200
2) Magnum Contra/DSP Equity
3) Rel Reg Sav Eq
4) Sundaram Tax saver

If u want to add one more large cap; choose from Kotak30 or DSPBR Top100.
Happy Investing.
mr india