Hi, I am looking to invest in some debt (have enough equity in the portfolio). I was thinking to invest in KVP Rs. 1 lakh because it's interest rate is more than 9% but I learned that there is TDS deduction in KVP. How much is the TDS so I can evaluate if it is still a better option. Recently I came to know that there is a new LIC FD policy Jeevan Nischay. An agent told me that it gives interest around 10% but I do not have enough info on it. Does anyone know anything about this LIC policy? Please provide your suggestions or any better ideas you have regarding debt investment. Thanks and Peace!