Hi,
I am 40 and my current portfolio looks like this.
------------------------------------------------------
- Equity Stocks: 7 Lakhs
- MF's: 2,51,000/-
- FD: 6 Lakhs (contingency fund)
- Gold: 10 Lakhs
- Liquid Cash: 5 Lakhs
- LIC-Jeevan Anand: Premium 82,000/- per annum (15 Lakhs sum assured, started 2012, maturity value around 37 lakhs in 20 years).
- PPF: 1 Lakh per annum (for 15 years, started 2012).
- Housing Loan EMI: 32,000/- (Total 32 Lakhs pending on a 17 years loan)
------------------------------------------------------
I would like to have expert opinion and portfolio guidance for my future goals as below.
- Retirement Corpus: 3 Crores (Time Horizon 15 years)
- Child Education: 15 Lakhs (Time Horizon 15 years)
- Child Marriage: 10 Lakhs (Time Horizon 20 years)
- Closure of current home loan (Time Horizon 5 years)
- Property purchase - 10 Lakhs (Time Horizon 3 years)
- Additional corpus funds in hand - 10 Lakhs (Time Horizon 2 years)
Can I get some expert opinion / guidance on this? What level of (aggressive) investment approach / monthly outgo should I be initiating to achieve this goal? What are the recommended MF's for these goals?
Thanks,
snp
I am 40 and my current portfolio looks like this.
------------------------------------------------------
- Equity Stocks: 7 Lakhs
- MF's: 2,51,000/-
- FD: 6 Lakhs (contingency fund)
- Gold: 10 Lakhs
- Liquid Cash: 5 Lakhs
- LIC-Jeevan Anand: Premium 82,000/- per annum (15 Lakhs sum assured, started 2012, maturity value around 37 lakhs in 20 years).
- PPF: 1 Lakh per annum (for 15 years, started 2012).
- Housing Loan EMI: 32,000/- (Total 32 Lakhs pending on a 17 years loan)
------------------------------------------------------
I would like to have expert opinion and portfolio guidance for my future goals as below.
- Retirement Corpus: 3 Crores (Time Horizon 15 years)
- Child Education: 15 Lakhs (Time Horizon 15 years)
- Child Marriage: 10 Lakhs (Time Horizon 20 years)
- Closure of current home loan (Time Horizon 5 years)
- Property purchase - 10 Lakhs (Time Horizon 3 years)
- Additional corpus funds in hand - 10 Lakhs (Time Horizon 2 years)
Can I get some expert opinion / guidance on this? What level of (aggressive) investment approach / monthly outgo should I be initiating to achieve this goal? What are the recommended MF's for these goals?
Thanks,
snp