Questions about Kotak

If you have been using Kotak Securities for Online Trading, clarify the following :

- How is the reversal of brokerage done in Advance Fee Plan ? Is it reversed every day/month or at the end of validity period ? I am getting different versions from their own people.

- If I generate the brokerage equal to the Advance Fee paid within a month, will I be allowed the same brokerage rate for the rest of the validity period ? What happens to reversal of brokerage in this case ? Should I again pay the Advance fee ?

- Is KeatProX reliable ? Is it possible to give my own stop loss trigger price for the cover order in the Super Multiple option ?

- Is the Auto Square Off reliable ? What time it generally starts ?

- How long it usually takes to transfer funds from the Trading A/c to the Bank A/c ?

- Is Kotak better than ICICI ?

Is it possible for me to change this default trigger price from 5% to say, 2% so that my stop loss order is triggered early ?

To take an example, I have bought at 100 in Super Multiple. Is it possible for me to set a trigger price of 98 or 99 for the sell order ?

If you are using kotak securities currently please give your reviews on brokerage and software. It will be very much useful for me and other newbies.

Thank you!