Financial planning

Dear All,
I am confused with my financial planning.
Pl guide me .Below are the details.
Age-31,married, wife-homemaker,no child yet.
Living in Pune City.
Annual Income-3.8lakh
Monthly Take Home salary-24,000 Rs
Investment-10,000 LIC premium.,Rs 20000 fixed Deposit.

I want to a buy 1BHK flat upto 14 Lakhs,so that I can have EMI Rs13-14,000 p.m.
Waiting for your reply.
Thanks in advance.

Cheers,
Dil Se!

you haven't mentioned your existing liablilities and monthly expenses, and when are you planning to extend you family and your targets.

Hi,
Currenetly my monthly expenses are 8000 Rs. and planning to extend my family in the coming year.

Thanks and regards,
Sachin